Health Maintenance Organization

More information about Health Maintenance Organization (HMO) options

Health Maintenance Organization option

The ExxonMobil Medical Plan (EMMP) and Retiree Medical Plan (RMP) are made up of two components - a POS II option and a Health Maintenance Organization (HMO) option. The benefits of each Plan option are described in individual Summary Plan Descriptions (SPDs). The SPDs on this page are summaries of your benefits under the EMMP and RMP HMO option only. Click here to go to the EMMP POS II option SPD and click here to go to the RMP POS II option SPD.

Aetna Select HMO or Cigna Open Access Plus-In Network (OAPIN) Participant.

If you participate in the Aetna or Cigna HMO option, your SPD is comprised of the following:

  1. For the ExxonMobil Medical Plan, Aetna Select HMO Benefits Information Booklet or Cigna OAPIN Benefits Option Information Booklet, and for the Retiree Medical Plan, Aetna Select HMO Benefits Information Booklet or Cigna OAPIN Benefits Option Information Booklet, a user’s guide highlighting plan participation rules that are governed by ExxonMobil Corporation and descriptions and highlights of HMO provided health care services and provision including a Benefit Summary.
  2. HMO provider directory, a listing of physicians available in the HMO network, obtained from the HMO administrator (Aetna or Cigna).

The benefits information booklet for your HMO is the same regardless of where you live. However, your provider directory is different depending on your home address zip code.

All Other HMO Participants (available to employees only)

If you participate in any other HMO, your SPD is comprised of the following:

ExxonMobil Medical Plan Fully Insured HMO Option Information Booklet

HMO specific benefits information (e.g., Certificate of Coverage, Member Handbook, etc.,) should be obtained from the administrator (i.e. the insurance company) of your HMO and HMO provider directory obtained from the HMO administrator (i.e. the insurance company).

The ExxonMobil Medical Plan Fully Insured HMO Option Information Booklet is the same regardless of which fully insured HMO you are enrolled in. The specific HMO benefits information and HMO provider directory depend on the option that you enroll in and is different depending on your home address zip code.

The following benefits information for your HMO is available on this website: Links to your HMO website

This information does not comprise all the details about the SPD for your HMO option. You must obtain specific HMO information (e.g., Certificates of Coverage, Member Handbooks, etc.) and provider directories directly from your HMO Member Services by calling the number on your ID card. Contact information is also listed in the Information Sources Section of the Aetna and Cigna Benefits Information Booklets and Appendix A of the ExxonMobil Medical Plan Fully Insured HMO Information Booklet.